toda.cash vs Square

Get paid with no card reader.

Square is built around hardware and a register. If you just need to get paid — at a chair, a booth, or a doorstep — you don’t want a terminal. You want a link.

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Free to start · No card reader or terminal · Pay by link or QR from any phone

Your customers pay withApple PayGoogle PayVenmoCash AppPayPalZelleVisaMastercard

toda vs Square

Square is a full point-of-sale system built for retail counters and hardware. toda is built for getting paid without any of that — a link or QR that takes Venmo, Cash App, PayPal, Zelle, Apple Pay and card from any phone, with nothing to plug in.

toda vs Square, side by side

todaSquare
Free to start, no monthly feeYesYes
No card reader or hardware neededYesReader for tap/chip
Venmo, Cash App, PayPal & Zelle as one-tap buttonsBuilt inLimited
Get paid by a shareable link or QRYesPOS-first
Accept cards & Apple PayYes — on PremiumYes
No app or account needed to pay youYesYes
Best forTips & link paymentsIn-person retail / POS

Comparison reflects each provider’s publicly listed features as of 2026. Plans and pricing change — check Square for their current details.

Switching is easy

Live in two minutes.

⚡
1 · Create your free page in 2 minutes
Claim toda.cash/your-name and add your Venmo, Cash App, PayPal, Zelle and social links.
🔗
2 · Move your link over
Swap the link in your bio, on your QR sticker, or anywhere you shared the old one. Same idea — built to get you paid.
💸
3 · Get paid directly
People pay you with the apps they already have — no app for them, no platform cut on direct payments.

Pricing

Start free. Grow when ready.

Free
$0
forever free
  • ✓Custom payment page at toda.cash/you
  • ✓Styled QR code + printable sticker
  • ✓Venmo, Cash App, PayPal & Zelle — always free
  • ✓All social links (IG, TikTok, YouTube & more)
  • ✓Basic page views & payment history
  • ✓Upgrade anytime to accept cards & Apple Pay
Get started free
Premium
$12
per month · or $120/yr
  • ✓Everything in Free
  • ✓Accept cards & Apple Pay — 4.5% + $0.30
  • ✓Free QR sticker, mailed to you
  • ✓Your logo embedded in your QR code
  • ✓Custom page vibes (Dark, Bloom & more)
  • ✓Custom tip preset amounts
  • ✓Instant payouts — your money in minutes
  • ✓Priority support
Start with Premium
Business
$39
per month · or $390/yr
  • ✓Everything in Premium
  • ✓Keep 100% — card payments are priced at 3.5% + $0.30, direct payments cost less
  • ✓Up to 5 payment pages (staff or locations)
  • ✓CSV export for your books
  • ✓Remove toda branding from your page & sticker
  • ✓Dedicated support
Start with Business

FAQ

Questions? Answered.

Do I need any hardware like Square’s reader?
No. toda is just a link and a QR code — no reader, no terminal, no dock. Your customer pays from their own phone with the app they already have.
Is toda cheaper than Square?
toda is free to start, and direct payments (Venmo, Cash App, PayPal, Zelle) carry no platform cut. You only pay for Premium ($12/mo) if you want to accept cards & Apple Pay.
When should I use Square instead?
If you run a retail counter with a register, inventory and staff, Square’s POS hardware may fit better. If your goal is simply getting paid — tips, services, on the go — toda is faster and free.
How do customers pay me?
They tap your link or scan your QR and pay with Venmo, Cash App, PayPal, Zelle, Apple Pay or card. No app to download.

Keep reading

For cleaners & housekeepers →For contractors & home services →Free payment link for small business →

No register.
Just get paid.

Sign up in minutes — free forever as your payment link hub. Add cards, Apple Pay & a free sticker anytime with Premium. No hardware. No contracts. Cancel anytime.

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