Square takes a cut of every sale.
Square skims roughly 2.6% off every payment you take, forever. With toda, customers pay you on the apps they already use - Venmo, Cash App, PayPal, Zelle - so the money lands straight in your own account with no processor taking a cut.
No card reader · No cut on direct payments, ever · Pay by link or QR from any phone
toda vs Square
Square is a full point-of-sale system that charges about 2.6% on every sale and is built around hardware. toda is built for getting paid without any of that - a link or QR that takes Venmo, Cash App, PayPal and Zelle from any phone. Those payments go straight to your own accounts and never run through a card processor, so there’s no per-sale cut on them.
The Square tax
What Square takes from every sale
Drag your monthly sales to see roughly what a card processor like Square skims at ~2.6%.
On toda, the payments your customers send you directly - Venmo, Cash App, Zelle - don't run through a card processor, so there's no per-sale cut on them. toda is a flat $5.99/mo after a 14-day free trial.
Start your free trial →Estimate based on Square's standard ~2.6% rate. What you actually save depends on how your customers choose to pay.
toda vs Square, side by side
| toda | Square | |
|---|---|---|
| Cut taken from every sale | None, ever | ~2.6% per sale |
| Monthly price | $5.99/mo after a 14-day free trial | Free plan + hardware |
| No card reader or hardware needed | Yes | Reader for tap/chip |
| Venmo, Cash App, PayPal & Zelle as one-tap buttons | Built in | Limited |
| Get paid by a shareable link or QR | Yes | POS-first |
| Your logo in your QR | Yes | No |
| No app or account needed to pay you | Yes | Yes |
| Asks for a Google review after every payment | Yes | No |
| Best for | Tips & link payments | In-person retail / POS |
Comparison reflects each provider’s publicly listed features as of 2026. Plans and pricing change - check Square for their current details.
Switching is easy
Live in two minutes.
What you get
Real merchants’ stickers.
Every toda merchant can print one. Scan either sticker and you land on that merchant's live payment page.
Pricing
One plan. 14 days free.
Get paid, keep 100%.
- ✓Your page + QR code - print it yourself, stick it anywhere
- ✓Venmo, Cash App, PayPal & Zelle - straight to you
- ✓More Google reviews - asked the moment they pay
- ✓Apple Pay & cards on your page, toda takes 0%
- ✓Your brand - your logo in the QR, your colors
Same plan, save 44%.
Everything in monthly, plus:
- ✓About $3.33/mo - billed once a year
- ✓Priority support and first access to new features
Card required to start. We'll remind you before your first charge, and you can cancel anytime.
Questions? Answered.
No register.
Just get paid.
Sign up in minutes and try everything free for 14 days, then $5.99/mo. No hardware. No contracts. Cancel anytime.
Start your free trial →